Need finance?

Please complete Finance Application form for a pre-approved finance.

Q Card, New Zealand owned finance company that prides itself on its:

  • Professionalism
  • Energy and
  • Can Do Attitude


Now available.

The card made for shopping.
Big, small, shop it all with Interest Free* options at thousands of your favourite retailers.

Talk to our staff to sign up in store today!

Please use the Gem Instalment Interest Free calculator to check your repayments online.

Gem Finance repayment calculator

Thousands of brands, one way to pay.

Buy now and pay over 6 weekly interest-free instalments with Laybuy at thousands of merchants across the globe. New brands added daily, so check back!